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| Who We Are |
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| Founded in 1976, Help Ministries Incorporated, doing business as Debt Free and Debt Free Today (hereafter, "Debt Free"), is an IRS-approved nonprofit corporation, dedicated to providing financial education and counseling to the public and helping committed individuals payoff their unsecured debts. As a credit counseling organization dedicated to quality customer service, our financial advisors have helped tens of thousands of American families create an active plan to pay off their balances and start saving for the more important things in life. |
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| Our position as a leader in the industry sets us apart: |
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Debt Free has worked with more than 50,000 creditors nationwide |
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IRS-approved 501(c)(3) organization for more than 25 years |
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Certified financial counselors |
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Advanced technology and online customer interface |
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Tens of thousands of customers nationwide |
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Current memberships: |
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- Better Business Bureau, Central/Northern Arizona |
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- U.S. Chamber of Commerce |
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- American Association of Debt Management Organizations (AADMO) |
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- ISO 9001:2000 Certified |
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| Debt Free has been involved in many special events, ranging from small fundraising projects to much larger educational credit and debt counseling programs. Approximately seven years ago, Debt Free's board of directors took note of the alarming growth in consumer debt. This growth has led to an all-time high in personal bankruptcy filings in the United States. In 1997, this alarming trend prompted the board's recommendation that Debt Free become involved in assisting the American public by educating them on how to properly manage their personal finances. |
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| Since inception, Debt Free's credit counseling and debt management programs have grown dramatically. Debt Free is now assisting tens of thousands of American families with their finances to help them save for the more important things in life: homes, children, education, and retirement. |
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| Mission Statement |
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| Debt Free provides the general public with easily accessible and affordable information, services, and programs to eliminate debt and encourage savings, helping our customers achieve and maintain financial freedom. |
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